{"product_id":"budgeting-made-easy-simple-strategies-for-saving-more","title":"Budgeting Made Easy: Simple Strategies for Saving More","description":"\u003cp\u003eIf your money seems to disappear before payday and you are not sure where it went, this guide gives you a calm, step-by-step way to find out. Eight chapters walk you from working out what you actually earn and spend, through choosing a budgeting method that suits how you live, to trimming waste and adding income. It finishes with a six-step exercise that turns everything you have read into a written plan of your own.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWhat's inside\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eWhy a budget is really about awareness, not restriction, and how it lowers day-to-day money stress\u003c\/li\u003e\n\u003cli\u003eHow to take an honest snapshot of your income and sort spending into fixed, variable and periodic costs\u003c\/li\u003e\n\u003cli\u003eFour budgeting styles side by side: 50\/30\/20, the cash envelope system, zero-based and values-based budgeting, with the pros and cons of each\u003c\/li\u003e\n\u003cli\u003eSetting short- and long-term money goals using the SMART framework\u003c\/li\u003e\n\u003cli\u003eThe latte factor and other small leaks, plus practical ways to trim subscriptions, meals out and impulse buys\u003c\/li\u003e\n\u003cli\u003eWays to add income, from side hustles and the gig economy to a first look at stocks, bonds, funds and asking for a raise\u003c\/li\u003e\n\u003cli\u003eBudgeting apps, online banking tools, round-up apps and automatic transfers, and what each is good for\u003c\/li\u003e\n\u003cli\u003eHow to stay motivated: celebrating milestones, finding a budgeting buddy and adjusting the plan when life changes\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eDetails\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003ePDF, 42 pages\u003c\/li\u003e\n\u003cli\u003eInstant digital download\u003c\/li\u003e\n\u003cli\u003eRead on any device, or print it\u003c\/li\u003e\n\u003cli\u003eFor personal use\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"Browse Get","offers":[{"title":"Default Title","offer_id":58558988517679,"sku":"EBOOK-135","price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0695\/5329\/1567\/files\/e001-1_39bf2594-513a-4e11-aa87-988359488ede.jpg?v=1790621665","url":"https:\/\/www.browseget.com\/products\/budgeting-made-easy-simple-strategies-for-saving-more","provider":"Browse Get","version":"1.0","type":"link"}