{"product_id":"debt-free-living-strategies-to-eliminate-debt-fast","title":"Debt-Free Living: Strategies to Eliminate Debt Fast","description":"\u003cp\u003eIf you have a few balances you keep meaning to deal with and no real plan for them, this guide gives you one. It walks you through listing every debt you owe, picking a payoff method that suits how your brain works, and finding the extra money to throw at it. The tone is light and funny, but the steps are practical ones you can start the same day.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWhat's inside\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eThe main types of debt explained plainly: consumer, student loan, mortgage, auto, medical and payday loans\u003c\/li\u003e\n\u003cli\u003eHow to build a debt inventory listing each creditor, balance, interest rate and minimum payment\u003c\/li\u003e\n\u003cli\u003eWorking out your debt-to-income ratio and what it tells you\u003c\/li\u003e\n\u003cli\u003eThe snowball method: paying smallest balance first for motivation and momentum\u003c\/li\u003e\n\u003cli\u003eThe avalanche method: attacking the highest interest rate first, and how to choose between the two\u003c\/li\u003e\n\u003cli\u003eBudgeting basics including the 50\/30\/20 rule, the envelope system and zero-based budgeting\u003c\/li\u003e\n\u003cli\u003eBoosting your income with gig work, freelancing, selling skills and clearing out things you no longer use\u003c\/li\u003e\n\u003cli\u003eHow to ask a credit card company for a lower rate or a waived fee, and student loan repayment options\u003c\/li\u003e\n\u003cli\u003eAvoiding debt traps, spotting predatory lending, and building a three to six month emergency fund\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eDetails\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003ePDF, 38 pages\u003c\/li\u003e\n\u003cli\u003eInstant digital download\u003c\/li\u003e\n\u003cli\u003eRead on any device, or print it\u003c\/li\u003e\n\u003cli\u003eFor personal use\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"Browse Get","offers":[{"title":"Default Title","offer_id":58559001854255,"sku":"EBOOK-138","price":12.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0695\/5329\/1567\/files\/e004-1_6d6528bf-d35d-4cdd-8bf9-e1a2a30db052.jpg?v=1790621707","url":"https:\/\/www.browseget.com\/products\/debt-free-living-strategies-to-eliminate-debt-fast","provider":"Browse Get","version":"1.0","type":"link"}