{"product_id":"financial-mistakes-to-avoid-protect-your-assets","title":"Financial Mistakes to Avoid: Protect Your Assets","description":"\u003cp\u003eThis is a plain-English guide for anyone who finds money advice more confusing than it needs to be. Nine chapters walk through the money slip-ups people make most often - no budget, credit card interest, no emergency fund, panic-selling investments, putting off retirement and estate planning - and what to do instead. The tone is light and jargon-free throughout, and every chapter closes with a short bottom line.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWhat's inside\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eHow to build a budget you will actually keep: track for a month or two, split needs from wants, set category limits, then review and adjust\u003c\/li\u003e\n\u003cli\u003eCredit cards explained without the jargon - credit limit, APR, minimum payment and grace period - plus why cash advances and store cards are worth avoiding\u003c\/li\u003e\n\u003cli\u003eWhy an emergency fund comes first, how three to six months of expenses is worked out, and where to keep it so you are not tempted to spend it\u003c\/li\u003e\n\u003cli\u003eInvesting fundamentals: risk against return, diversification, time horizon and compounding, with a plain tour of stocks, bonds, mutual funds, ETFs and property\u003c\/li\u003e\n\u003cli\u003eRetirement planning in six steps, from estimating your costs to choosing between a 401(k), a traditional IRA and a Roth IRA\u003c\/li\u003e\n\u003cli\u003eWhether buying suits you yet, the seven-step homebuying process, how interest rate and loan term interact, and the running costs people forget\u003c\/li\u003e\n\u003cli\u003eThe six types of cover most people need - health, auto, home, renters, life and disability - and the estate planning essentials: a will, a trust, power of attorney, a healthcare directive and up-to-date beneficiary designations\u003c\/li\u003e\n\u003cli\u003eHow to spot a financial fad: guaranteed returns, pressure to decide quickly, secrecy, celebrity endorsements and a lack of regulation\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eDetails\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003ePDF, 41 pages\u003c\/li\u003e\n\u003cli\u003eInstant digital download\u003c\/li\u003e\n\u003cli\u003eRead on any device, or print it\u003c\/li\u003e\n\u003cli\u003eFor personal use\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"Browse Get","offers":[{"title":"Default Title","offer_id":58559011553583,"sku":"EBOOK-140","price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0695\/5329\/1567\/files\/e006-1_0b05cfcf-0f4b-4ef6-8526-cd1526a41d66.jpg?v=1790621729","url":"https:\/\/www.browseget.com\/products\/financial-mistakes-to-avoid-protect-your-assets","provider":"Browse Get","version":"1.0","type":"link"}